e-Biz Finance, Inc. (“e-Biz Finance Group,” “e-Biz Finance,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you provide to us. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit https://ebizfinancegroup.com/ (the “Website”), contact us, submit a financing inquiry or application, or otherwise interact with our services.
By using our Website, you acknowledge the practices described in this Privacy Policy.
1. Information We Collect
We may collect information that you voluntarily provide to us, information collected automatically when you use our Website, and information obtained from third parties where permitted by law.
Information You Provide
Depending on how you interact with us, we may collect:
Full name
Email address
Telephone number
Mailing or business address
Information about your business
Loan or financing request details
Property information, including property value and property type
Information relating to a purchase or refinance
Financial information necessary to evaluate a financing request
Credit-related information that you provide or authorize us to obtain
Bank statements, mortgage statements, purchase agreements, appraisals, and other supporting documents
Information provided when you contact us by telephone, email, or through our Website
Any other information you voluntarily submit to us
Please do not submit sensitive personal information through Website forms unless it is specifically requested and the submission method is intended for that information.
Information Collected Automatically
When you visit our Website, certain information may be collected automatically, including:
IP address
Browser type and version
Device type
Operating system
Pages visited
Date and time of visits
Referring website or page
General geographic information
Website usage and interaction information
We may use cookies, pixels, analytics tools, and similar technologies to operate and improve the Website and understand how visitors use it.
2. How We Use Your Information
We may use information we collect to:
Respond to inquiries and requests.
Contact you regarding financing opportunities or services you have requested.
Process and evaluate financing applications or inquiries.
Determine eligibility for commercial real estate financing and related products.
Obtain information necessary for underwriting, due diligence, and loan processing.
Communicate with you about your application or transaction.
Provide requested products and services.
Prepare financing proposals, term sheets, or other transaction-related documents.
Verify information and prevent fraud or unauthorized activity.
Operate, maintain, secure, and improve our Website.
Analyze Website traffic and usage.
Comply with applicable laws, regulations, legal processes, and contractual obligations.
Protect our rights, property, and users.
Carry out other purposes disclosed to you at the time information is collected or otherwise permitted by law.
3. How We Share Information
We may disclose personal information when reasonably necessary to provide our services and operate our business.
Depending on the circumstances, information may be shared with:
Lenders, financing sources, investors, brokers, and other parties involved in evaluating or arranging financing.
Service providers that assist us with technology, website hosting, communications, document processing, analytics, or other business functions.
Credit reporting agencies and verification providers, where permitted and required for financing-related purposes.
Professional advisors, including attorneys, accountants, consultants, and other service providers.
Government authorities, regulators, courts, or law enforcement when required or permitted by law.
Parties involved in a merger, acquisition, financing, sale, restructuring, or other corporate transaction.
Other parties with your consent or at your direction.
We do not sell your personal information for money in the ordinary course of providing our services.
The above excludes text messaging originator opt-in data and consent; this information will not be shared with any third parties.
4. Financing and Financial Information
Because e-Biz Finance Group facilitates commercial real estate financing, certain services may require financial, credit, property, and business information.
Information submitted for financing may be shared with appropriate lenders, funding sources, service providers, and other transaction participants as necessary to evaluate, process, underwrite, close, or service a financing request.
Submitting an inquiry or application does not guarantee approval, funding, a particular interest rate, loan amount, or loan terms.
5. Text Messaging and SMS Communications
If you voluntarily provide your telephone number and separately opt in to receive text messages from e-Biz Finance Group, we may use your telephone number and SMS consent to send text messages related to your inquiry, application, financing services, appointments, updates, or other communications for which you have provided consent.
The above excludes text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Message frequency may vary. Message and data rates may apply depending on your mobile carrier and plan.
You may opt out of SMS communications at any time by replying STOP to a message you receive from us. You may also reply HELP for assistance or contact us using the information provided below.
Opting out of marketing text messages does not necessarily prevent us from sending non-promotional communications that are necessary to provide services you have requested, where permitted by applicable law.
6. Cookies and Similar Technologies
Our Website may use cookies and similar technologies to:
Keep the Website functioning properly.
Remember preferences.
Understand Website traffic and usage.
Improve Website performance and functionality.
Support marketing or analytics activities, where applicable.
You may be able to control cookies through your browser settings. Disabling cookies may affect certain Website functionality.
7. Third-Party Services and Websites
Our Website may contain links to third-party websites, services, social media platforms, maps, or other resources.
We are not responsible for the privacy practices, security, content, or policies of third-party websites. Your use of a third-party website is subject to that website’s own terms and privacy policy.
We encourage you to review the privacy policies of any third-party services you access through our Website.
8. Data Security
We use reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, use, alteration, disclosure, or destruction.
However, no website, electronic transmission, or storage system can be guaranteed to be completely secure. Accordingly, we cannot guarantee the absolute security of information transmitted to or stored by us.
9. Data Retention
We retain personal information for as long as reasonably necessary for the purposes described in this Privacy Policy, including providing services, maintaining business and transaction records, resolving disputes, enforcing agreements, complying with legal and regulatory obligations, and protecting our rights.
Retention periods may vary depending on the type of information and the circumstances in which it was collected.
10. Your Privacy Rights
Depending on where you live and applicable law, you may have certain rights regarding your personal information.
These rights may include the ability to:
Request access to personal information we maintain about you.
Request correction of inaccurate information.
Request deletion of certain information.
Request information about how your personal information is collected or used.
Opt out of certain forms of marketing communications.
Exercise other rights provided by applicable state or federal law.
Certain information may be exempt from deletion, access, or other requests where retention or processing is required or permitted by law, or where the information is necessary for legitimate business, legal, financial, or transactional purposes.
To submit a privacy-related request, please contact us using the information provided in the Contact Us section below.
We may need to verify your identity before completing certain requests.
11. Marketing Communications
If you provide your contact information, we may contact you regarding your inquiry, financing request, services, or other business-related matters.
Where applicable, you may opt out of promotional email communications by using the unsubscribe instructions contained in the communication.
For SMS communications, we will honor applicable consent and opt-out requirements. Text messaging opt-in data and consent will not be shared with third parties.
Please note that even if you opt out of promotional communications, we may continue to send transactional or service-related communications, such as communications concerning an active inquiry, application, transaction, or request, where permitted by applicable law.
12. Children’s Privacy
Our Website and services are intended for businesses, commercial property owners, real estate investors, and other adults. We do not knowingly collect personal information from children under 13.
If you believe that a child has provided personal information to us, please contact us so that we can take appropriate action.
13. Do Not Track
Some web browsers may provide a “Do Not Track” signal. Because there is currently no universally accepted standard for responding to such signals, our Website may not respond to all browser-based Do Not Track settings.
14. U.S. State Privacy Rights
Residents of certain U.S. states may have additional privacy rights under applicable state privacy laws.
The availability and scope of these rights depend on the applicable law, your location, and whether the business or information falls within an applicable exemption.
Where required by applicable law, we will provide additional notices and rights to eligible individuals.
If you believe you have a privacy right under applicable law and would like to make a request, contact us using the information below.
15. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes to our services, business practices, technology, or legal requirements.
When we make changes, we will update the Effective Date at the top of this Privacy Policy. Your continued use of the Website after an updated Privacy Policy is posted means that you acknowledge the updated policy, to the extent permitted by law.
16. Contact Us
If you have questions about this Privacy Policy or our privacy practices, or if you wish to submit a privacy-related request, you may contact us at:
e-Biz Finance, Inc.
100 Overlook Center
Princeton, New Jersey 08540
United States
Phone: 609-245-6044
Email: info@ebizfinancegroup.com
Website: https://ebizfinancegroup.com/
17. Additional Disclosures
Nothing in this Privacy Policy is intended to limit or eliminate any rights or protections that cannot legally be limited or waived under applicable law.
Where a separate privacy notice, financial privacy notice, consent form, application disclosure, or other legally required notice applies to a particular product or transaction, that notice may supplement or supersede portions of this Privacy Policy with respect to that product or transaction.