e-Biz Finance, Inc.



FROM $20,000 TO $2,000,000 WITHIN 3 DAYS

  • The most accessible funding option on the market
  • Quick pay-back structure
  • Funds deposited in hours

Got Questions? Give us a call at 609-245-6044

Loan Amounts

From $20,000 to $2,000,000

Loan Terms

3 – 18 Months

Time to Fund

1-2 Business Days

Factor Rate

Starting at 1.20

Put a Merchant Cash Advance To Work For You

Any Business Owner

That needs capital right now can apply for a Merchant Cash Advance with e-Biz Finance Group and get the funds deposited into his or her account in 3 days after the application gets approved.

We Help You

Turn future credit or debit card sales into working capital that you can use today. Apply today and receive a lump sum of cash in exchange for a percentage of your future credit and debit card sales.

Our Cash Advances

Are fast, easy to get, and unsecured, meaning you won’t have to risk any of your personal or business’ assets.

Put a Merchant Cash Advance To Work For You

Merchant Cash Advance (MCA) is an easy and quick way in which small and midsize business owners that lack collateral or have a low credit score to qualify for a conventional bank loan can obtain an upfront sum of cash. The borrower will then repay with a percentage of future credit and debit card sales processed through the business’ merchant account.

In reality, an MCA is not a business loan–it is a lump-sum of money provided by the lender in exchange for a percentage of the business’ future revenues.

A Cash Advance is an excellent alternative for any business owner with a low credit score (FICO) because it is a short-term loan that requires no collateral. Also, if you need working capital instantly, the approval process is faster than any other loan.

How a Merchant Cash Advance Works

As a business owner, I’m sure you recognize the importance of having money available in case it is needed. If you have to make urgent reparations or buy new equipment that will make your job easier and increase your revenue, then you’re going to need some capital to cover those expenses. If you have the money, excellent, but, what if you don’t?

The first thing that comes to mind would be getting a loan from the bank. However, banks are denying loans to business owners in record numbers, leaving them frustrated and with no options.

Securing financing for your company should not be hard, especially if you are facing problems that could threaten your business.

Luckily, alternative lending institutions like e-Biz Finance Group have loan programs made for business owners that could use some extra funds to enhance the performance of their business.

Why should you apply for a Merchant Cash Advance?

While a cash advance is not technically a loan, an MCA is perhaps the quickest and easiest way to obtain working capital for your business.

When you get a cash advance, the lender will give you a lump sum of cash in exchange for a percentage of your future debit or credit card sales. Then, the loan can be repaid by automatically debiting the agreed amount daily or weekly from your business’ merchant account.

Before the MCA lender transfers the funds into your account, he or she will provide a detailed loan agreement form showing the advance amount, the amount you are expected to pay back, and the loan term.

Opposed to fixed payments loans, in a cash advance the agreed amount is automatically deducted from the daily sales generated on your merchant account until the advance is paid off.

How To Apply for an MCA with e-Biz Finance Group?

Once you submit the application form, we will determine if you qualify for the program and how much capital you can get. If your application is approved, we will transfer the funds to your bank account. You can Apply for a Merchant Cash Advance Online

Below is the detailed application process:

Step 1.

Apply Online

Fill the loan application form with basic details like your name, social security number, business tax identification number, business location, and any other essential information regarding your business.  The application can be done online.

Step 2.

Submit the Documents

Provide 6 months of business bank statements. Submit the documents that will be used to assess your business’s financial health as well as your identity. Some of the documents include your government-issued ID, and a statement showing your business’s credit card transactions.

Step 3.

Approval Process

After completing the loan request form and providing the initial necessary documentation, a loan specialist from e-Biz Finance Group will notify you of the approval terms. Once you accept the terms we will send you the contract and finally, you will get funded. Getting approved for an MCA with us is easy.


That Our Cash Advance Program Has For You

Factor Rates From: 1.20

Terms: 3-18 months

Loan Amounts: $20K – $2M

Time to Fund: 1-2 Business Days

Time in Business: 1 Year

Existing Advance: No Problem

Tax Liens Acceptable: Yes

Industries Funded: All

Repayments: Daily or Weekly

Collateral Required: No

Restrictions on Uses: No

Consolidation/Refinancing Options: Yes