e-Biz Finance, Inc.

Line of Credit Prequal Form

Line of Credit (LOC) Benefits

  • Credit line of $20K to $250K
    to draw from at your convenience
  • Easy To Understand Draw Fees / Balance Fees when drawing funds or maintaining a balance owed
  • No Prepayment Penalties + Big Savings with early payoff
  • No Collateral Required

Qualification Requirements

  • $15,000+ monthly revenue each of last three months.
  • 550+ Owner’s FICO Score*
  • 1+ Years in business*

*If you have been in business less than 2 years, or you reside in NJ, CA, RI, NV, VT, or MT, your minimum FICO score must be 600+.

If you do not qualify at this time, you can apply for our working capital advances here: Under $15K monthly sales, or Over $15k monthly sales.

By completing this form, you agree that we can contact you at the phone number(s) and email address provided to discuss LOC terms; this contact may include text messaging.  Providing a mobile number is not a condition of approval.

This form MUST be completed only by the business owner.

Note: qualification amounts are based on several criteria, including but not limited to: current monthly revenue, time in business, industry, soft credit pull FICO score of owner.
Must exceed $15,000 to apply for line of credit. If your sales do not exceed $15,000 each of the last three months, try our Bank Breezy working capital process-requiring only $10k monthly sales.
If not in business for at least 1 year, please apply for our working capital advance at one of these two links: Under $15K Monthly sales or Over $15k/monthly sales.
Please upload 3 Month's of your business checking account statements (PDF). NOTE: Please STOP now If your account is a Personal Account. We cannot approve business line of credit (LOC) using a personal bank account.