UNSECURED BUSINESS TERM LOANS
MONTHLY PAYMENTS FOR ANY CREDIT SCORE
-- APPLY FOR AFFORDABLE WORKING CAPITAL --
$20,000 to $250,000 For Your Business
*Currently available in only 30 states. See below for eligibility.*
Got Questions?
Give us a call at 609-245-6044
For Small business owners and Entrepreneurs, e-Biz Finance Group is now offering business term loans with monthly payments and flexible requirements.
Terms range from 2 to 10 years, with no credit score minimums, and funding is available within 24 hours. Let our unsecured business loans help your business grow. Whether you’re looking to expand, purchase inventory, hire more employees, or refinance existing debt, a e-Biz Finance Group business term loan is an excellent solution.
Our term loan program is eligible for any business time (the only exclusion is non-profit businesses) and there are early payment discounts.
Within 24 hours, you can be approved with minimal documentation and receive funding the same day!
States Where the Program is Offered
□ Alabama
□ Arizona
□ California
□ District of Columbia
□ Delaware
□ Hawaii
□ Iowa
□ Idaho
□ Illinois
□ Indiana
□ Kansas
□ Kentucky
□ Louisiana
□ Maryland
□ Maine
□ Mississippi
□ Missouri
□ Nebraska
□ Nebraska
□ New Jersey
□ New Mexico
□ North Carolina
□ Ohio
□ Oregon
□ South Carolina
□ Utah
□ Virginia
□ Washington
□ Wisconsin
□ Wyoming
e-Biz Finance Group Small Business Term Loan
General Requirements and Application Process:
✔ Funding Available: $20,000 to $250,000
✔ Time in Business: 3 Months
✔ Annual Revenue: $240,000 ($20,000 a month)
✔ Business Industries: No Restrictions (only for-profit businesses)
✔ Credit Score: No Minimum Score
✔ Ownership: Only 25% Required
✔ Application Process: Online and a phone call with an analyst
✔ Funding Documents: Driver’s License, Voided Check, Business Bank Statements
✔ State Eligibility: Only 30 states (see below for details)
Benefits and Characteristics
✔ Monthly ACH Payments
✔ Long Terms (up to 10 years)
✔ No Pre-Payment Penalties
✔ Funds can be used for ay purpose
✔ Build your business credit history
✔ Receive Funds in 24 Hours
✔ Consolidate Existing Debt
How To Apply for a Business Term Loan with e-Biz Finance Group?
- Step 1. Apply
Complete the business loan application form in 1 minute.
- Step 2. Analyst Phone Call
Receive a phone call from an analyst to discuss your offer.
- Step 3. Provide Documents
Provide bank statements, a voided check, and a copy of identification.
- Step 4. Receive Funds
Accept your offer, sign your loan agreement and receive funds!
Get approved for a low rate, unsecured business loan!
How To Apply for a Business Term Loan with e-Biz Finance Group?
Take a look at some of the features that our term loan program has for you:
□ Low, monthly payments
□ Terms up to 10 Years
□ Quick Loan Approval Process
□ All Credit Scores Accepted
□ Minimal documentation
What documents are required to apply and receive a business term loan?
□ 3 months of business bank statements
□ Loan Application
□ Voided Check
What are Unsecured Business Term Loans?
An unsecured business loan is a funding solution that does not require collateral or hard assets. Instead, factors such as your monthly revenue, bank balance, and credit score are reviewed. Since this is a non-bank financing product, the approval guidelines are a lot more flexible.
What types of businesses can qualify?
We will review any business term loan requests for any “for-profit” business that has at least 3 months of operation and and active business checking account.
When banks say no, we say yes!
One you fill out the Business Term Loan Application, an analyst will call you the same day to discuss possible pre-qualification terms.
Our programs are a better alternative to bank loans, because we require minimal documentation and approve much more quickly.
With an unsecured business term loan from e-Biz Finance Group, you can access up to $250,000 in working capital for any business purpose. Banks typically have very strict requirements, require extensive paperwork, and can take weeks (or sometimes even months) to approve. With e-Biz Finance Group, we make business lending simple.
See why e-Biz Finance Group
Unsecured business loans are a better alternative.
✔ Even with bad credit, you can qualify for a monthly payment loan with long terms.
✔ If you have existing debt with daily or weekly payments, you can refinance these loans and improve your monthly cashflow.
Other types of Unsecured business loans
Startup Business Loan
Merchant Cash advance
Business Term Loans Frequently Asked Questions
Here are the answers to the frequently asked questions about unsecured business loans and business term loans.
A. A business term loan, also known as traditional business loan, is a lump sum of capital that you pay back in regular installments at a fixed interest rate, over a period of 1 to 5 years.
A. A line of credit (LOC ) is a financial product with a preset borrowing limit that can be used at any time. The borrower can withdraw funds out as needed without going over the limit. as money is repaid, it can be borrowed again
A. A merchant cash advance (or “MCA”) is an advance against future credit or debit card sales. This type of business financing is mainly for businesses whose revenue comes primarily from credit and debit card sales, such as restaurants or retail shops.
A. A fixed-rate term loan, also called just a term loan, is a type of loan where the interest rate stays the same for the loan’s entire term.
A. If you don’t have the assets to secure a business loan, an unsecured business loan may be your only option. You can get an unsecured business loan with e-Biz Finance Group, just send us the last three month of business bank statements and fill out an online application. We will reply within 24 hours.
A. If your loan goes into full default, it means that your business credit score can be damaged. This can severely affect your ability to receive credit in the near future. If you’re in danger of defaulting, please contact us in hopes of working out a repayment plan.
A. Having a bad business credit score can be a great obstacle to receiving business funding. The first thing you should do is try to fix your business credit. While you fix your credit, you could either apply for a short-term secured loan. e-Biz Finance Group has options for every situation, contact us and we will do our best to help you.
A. With e-Biz Finance Group, you could get approved within 24 to 48 hours and get the funds in 1 – 3 business days.
A. Having a bad business credit score can be a great obstacle to receiving business funding. The first thing you should do is try to fix your business credit. While you fix your credit, you could either apply for a short-term secured loan. e-Biz Finance Group has options for every situation, contact us and we will do our best to help you.
A. With e-Biz Finance Group, you could get approved within 24 to 48 hours and get the funds in 1 – 3 business days.
A. Not for this type of loan. An unsecured loan is a type of financing where the borrower doesn’t have to put any collateral.
A. To qualify for one of e-Biz Finance Group’s Term loans, you need to have minimum annual sales of $100,000, at least 1 Year in business, and a minimum credit score of 660.
A. The last three months of business bank statements.
A. e-Biz Finance Group offers terms of terms of 1 to 4 years
A. We offer business term loans with rates starting at 9%. Your final interest rate for a business term loan will depend on your creditworthiness, your credit score, cash flow, time in business, etc. Contact us so that we can evaluate your situation and give you a free no-obligation quote.